At Horn Counseling, we help clients make the most of their health insurance benefits while clearly explaining that coverage depends on medical necessity, which often requires a mental health diagnosis. This blog breaks down how insurance works for individual, couples, and out-of-network therapy, what clients are responsible for, and how we ethically and transparently support you through the process.

Facing a health insurance denial can feel overwhelming, but it doesn’t have to stop you. Insurance companies often bank on people giving up, but with Fight Health Insurance, you have a tool that simplifies the appeal process. At Horn Counseling, we’re here to support you in getting the care you deserve. This guide provides steps and resources to make your appeal stronger, so don’t let a denial be the last word—your health is worth it.