Facing a health insurance denial can feel overwhelming, but it doesn’t have to stop you. Insurance companies often bank on people giving up, but with Fight Health Insurance, you have a tool that simplifies the appeal process. At Horn Counseling, we’re here to support you in getting the care you deserve. This guide provides steps and resources to make your appeal stronger, so don’t let a denial be the last word—your health is worth it.

Navigating therapy costs can feel overwhelming, especially if your therapist isn’t in your insurance network. But that doesn’t mean you’re out of options. A superbill might be the key to getting reimbursed for out-of-network therapy services, making mental health care more affordable and accessible. In this blog, we’ll walk you through everything you need to know about superbills—what they are, how they work, and how to submit one to your insurance company. Follow our simple checklist and start taking control of your therapy costs today!

Many individuals want to improve their physical health but feel held back by the high costs of gym memberships. As a therapist, I've seen clients express frustration over financial barriers that prevent them from joining a gym despite their motivation to exercise. This inspired me to research affordable alternatives, discovering that many health insurance plans offer discounts or reimbursements for gym memberships. These benefits encourage members to stay active, potentially lowering costs and motivating commitment to health goals.

Additionally, options exist for those on Medicare, such as SilverSneakers® and Silver & Fit, which provide free or discounted gym access for seniors. Utilizing Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and tax deductions for medically necessary exercise can also help alleviate costs. By exploring these resources, individuals can find affordable ways to stay active and pursue their health goals without being deterred by gym membership fees.